IF Platform - Integrated Finance

Fintech infrastructure APIs helping developers build embedded financial services – fast.

Programmatic access to financial message infrastructure, harness pre-built standardised workflows and easily bundle providers together with the IF Platform.

Our APIs help you build the solution that fits your exact customer needs, without huge upfront development.

You will quickly be able to:

Connect once and standardise your interaction across multiple banks
Make payments, issue bank accounts and perform FX using single workflows
Enhance your core offering by adding more providers quickly and easily.

You have complete control to bring your ideas to life – fast.

Integrated Finance’s technology enables you to operate at speed, whether that be releasing new banking functionality to customers or launching into new territories.

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What are the benefits?

You can build a Fintech in hours, not months. Our fully documented APIs allow you to:

BUILD

Use our platform to start creating your own experience today.

TEST

Simulate transactions in a safe environment to quickly prototype your fintech product.

LAUNCH

Integrate our APIs with your existing systems to bring your solution to market at speed.

INTEGRATE

Develop and test new features as your business and your customers’ needs evolve

Find out more – check out our API documentation

How it works

The IF Platform is an orchestration layer built on top of many financial infrastructure providers and products (banks, fintechs, regtechs etc.) that provides automated, customisable, regulatorily compliant financial workflows.

These workflows are simply connected to your banks, financial institutions and the supporting products by the IF API. You can then add more features as you need.

The IF Platform is structured in layers & modules

Each message processed by the IF Platform moves through layers: they go in through the IF API, get processed in IF CORE and then get sent to service providers by IF CONNECT where applicable. Layers are built to let you have control over how messages are processed by the platform.

IF API

This “Interface Layer” is where your system(s) interacts with the platform. By using the IF API you will be able to:

Integrate your existing system(s) to IF Platform
Build great experiences for your clients
Leverage the workflows of your choice (e.g. Issuing Accounts, Transfers, Onboarding, Pricing etc.)
Control how workflows work for your best interest
Connect to the financial infrastructures of your choice

IF CORE

This “Workflow Layer” is the layer where standard customizable workflows live in the platform. Note that IF CORE provides automated flows for the most crucial financial functionality. IF CORE will empower you:

To add new financial functions quickly to your core offering
To adopt to changing environment (regulations, customer needs etc.) with minimum effort
To get your financial, treasury and compliance operations right and automated by skipping the technical learning curve.

IF CONNECT

This “Integration Layer” is where the IF Platform connects with the products/platforms of your choice. In order to provide financial functions, integration with banks, financial institutions etc and also to be automated and compliant with regulations, integrating with more products (CRMs, Screening Products, Monitoring Products etc.) is required. As your offering grows, more and more integrations will most likely to invade your backlog and distract you from your core offering. IF CONNECT will give you the ability:

To orchestrate (add/remove/switch) service providers on demand
To eliminate the initial cost of integrations to service providers
To eliminate the ongoing cost of maintaining integration to service providers
To focus on your core offering instead of maintaining an internal integration hub